Who is Misbah Ashraf?
Misbah Ashraf is an Indian entrepreneur, product visionary, and co-founder of Jar, a fast-growing fintech platform simplifying savings and investments for millions of Indians. Recognized for his innovative approach to product design and user behavior, Misbah has been instrumental in revolutionizing micro-savings through automation.
Before founding Jar, he co-founded Roposo, a pioneering social media app for Indian creators, which was later acquired by Glance (part of InMobi Group). With a decade-long journey in the startup ecosystem, Misbah is now one of India’s leading young founders reshaping the country’s digital finance space.
| Full Name | Misbah Ashraf |
| Profession | Entrepreneur, Product Builder, CEO |
| Known For | Co-founder & CEO of Jar App |
| Date of Birth | 1992 (Approx.) |
| Age (as of 2025) | 33 Years (Approx.) |
| Birthplace | Bihar, India |
| Hometown | Patna, Bihar, India |
| Current Residence | Bengaluru, Karnataka, India |
| Nationality | Indian |
| Religion | Islam |
| Zodiac Sign | Not Known |
| Education Qualification | B.Tech in Computer Science |
| College / University | Kalinga Institute of Industrial Technology (KIIT University), Bhubaneswar |
| School Name | Local School in Bihar (Name Not Known) |
| Languages Known | English, Hindi |
| Marital Status | Married |
| Spouse Name | Not Publicly Known |
| Children | Not Known |
| Years Active | 2013–Present |
| Companies Founded | Roposo, Jar |
| Current Company | Jar (Founded 2021) |
| Designation | Co-founder & CEO |
| Industry | Fintech, Product Design, Technology |
| Hobbies / Interests | Reading, Mentoring Startups, Product Design, Behavioral Economics |
| Awards / Recognition | Featured in Forbes & Entrepreneur India (for Jar) |
| Net Worth (Approx.) | ₹35–45 Crore (as of 2025) |
Misbah Ashraf Early Life
Misbah Ashraf was born in Bihar, India, into a modest yet progressive family that valued education and innovation. Growing up in a small town, he was fascinated by how technology could empower ordinary people. As a teenager, Misbah spent hours experimenting with computers, learning programming, and exploring digital tools on his own.
His inquisitive nature and problem-solving mindset became the foundation of his entrepreneurial spirit. Even during his school days, Misbah was known for building small software projects and participating in tech competitions. This curiosity and drive to build useful digital products guided him toward a career that would later transform India’s fintech landscape.
Misbah Ashraf Education
Misbah pursued a Bachelor of Technology (B.Tech) in Computer Science from Kalinga Institute of Industrial Technology (KIIT University), Bhubaneswar. During his college years, he immersed himself in technology and entrepreneurship circles.
He actively participated in hackathons, workshops, and innovation challenges that helped him sharpen his product design and coding skills. He also began freelancing in software development, which provided him early exposure to client behavior, business challenges, and user experience.
By the time he graduated, Misbah had already made up his mind to build something of his own rather than follow the traditional job route.
Misbah Ashraf Family
Misbah Ashraf hails from a middle-class family in Bihar that always encouraged education and hard work. While details about his family members remain private, his upbringing in a value-driven environment shaped his grounded personality and focus on ethics in business.
| Relation | Name | Occupation / Details |
| Father | Not Known | Worked in the private sector |
| Mother | Not Known | Homemaker |
| Siblings | Not Publicly Known | — |
| Spouse | Not Publicly Known | Married, lives in Bengaluru |
Misbah prefers to keep his personal and family life away from the limelight, maintaining a healthy work-life balance.
Misbah Ashraf Career
Early Career & First Steps
After graduating, Misbah began his journey as a software developer and UX designer, focusing on product design and user behavior. His interest in creating technology that solves real-world problems led him to explore India’s growing startup scene.
Roposo – The First Big Success
In 2014, Misbah co-founded Roposo, a video-sharing and social media platform tailored for Indian audiences. The platform offered creators a place to share content in multiple Indian languages and quickly gained traction.
Under his leadership as Co-founder and Product Head, Roposo became one of India’s most downloaded lifestyle apps. Eventually, the platform was acquired by Glance (InMobi Group), a significant milestone in Misbah’s career.
The acquisition exposed Misbah to the inner workings of large-scale product operations, user growth strategies, and data-driven decision-making. Post-acquisition, he worked at InMobi, refining his expertise in product scaling, monetization, and retention strategy.
Founding Jar – Redefining Micro-Savings (2021)
In 2021, Misbah joined hands with Nishchay AG (former VP of Lending at Navi) to launch Jar, a revolutionary app designed to help Indians save and invest automatically. The idea was simple yet powerful — round up spare change from online payments and invest it in digital gold.
Jar quickly became a household name in the Indian fintech space. Within just a year, the app surpassed 10 million users, reflecting Misbah’s strong vision for behavioral finance and product innovation.
Under his leadership, Jar raised over $60 million in funding from global investors like Tiger Global, Arkam Ventures, and Sequoia Capital. Today, it is one of India’s top micro-savings apps, empowering users to build healthy financial habits.
Product Philosophy
Misbah emphasizes building products that are simple, intuitive, and rooted in user psychology. His philosophy revolves around creating trust and value for users rather than chasing vanity metrics. His product-first approach has made Jar a leader in the financial wellness space.
Current Work
As of 2025, Misbah continues to lead Jar as CEO, focusing on expanding the platform’s offerings beyond digital gold, into mutual funds, insurance, and personalized financial planning.
Misbah Ashraf Personal Life
Misbah Ashraf lives in Bengaluru, balancing his demanding entrepreneurial career with a quiet personal life. He is married, though he keeps his family details private. Outside work, he enjoys reading about behavioral economics, user psychology, and technology innovation.
He is known for his humility and often engages with young founders, mentoring them through startup accelerators and product-building communities.
Controversy
As of now, Misbah Ashraf has maintained a clean public and professional image. He is admired for his ethical approach, leadership, and focus on user welfare in the fintech space. There are no reported controversies or negative press surrounding him.
Misbah Ashraf Social Media
| Platform | Handle / Username | Followers (Approx.) | Content Type |
| Misbah Ashraf | 41K+ | Startups, Fintech, Product Design | |
| Twitter (X) | @misbahspeaks | 15K+ | Insights, Entrepreneurship, Fintech |
| Not Active Publicly | — | — | |
| Website | — | — | — |
Misbah Ashra Net Worth
| Source of Income | Estimated Earnings (Approx.) |
| Jar (Startup Equity & Salary) | ₹25–30 Crore |
| Investments & Advisory Roles | ₹7–10 Crore |
| Previous Venture (Roposo Exit) | ₹5–8 Crore |
| Other Assets & Holdings | ₹5–7 Crore |
| Total Estimated Net Worth (2025) | ₹35–45 Crore |
Misbah Ashraf Physical Appearance
| Height | 5’9” (175 cm) |
| Weight | 70 kg (Approx.) |
| Eye Color | Dark Brown |
| Hair Color | Black |
| Build Type | Lean & Fit |
| Skin Tone | Wheatish |
| Dress Sense | Casual-Formal |
Interesting Facts about Misbah Ashraf
- Misbah started his first tech project while still in college.
- He co-founded Roposo at the age of 22 and sold it to Glance within a few years.
- Jar’s idea came from his observation of how small savings can lead to long-term financial growth.
- He is a firm believer in “designing for trust”, a principle that drives his product philosophy.
- Misbah is an angel investor in several early-stage startups.
- He is passionate about user psychology and the science of habit formation.
- He regularly mentors young entrepreneurs through startup events and accelerators.
- He avoids media attention and prefers to let his work speak for itself.
FAQs about Misbah Ashraf
Q1. Who is Misbah Ashraf?
Misbah Ashraf is an Indian entrepreneur and the co-founder & CEO of Jar, a leading micro-savings fintech platform.
Q2. What is Misbah Ashraf’s age?
He is approximately 33 years old as of 2025.
Q3. Where was Misbah Ashraf born?
He was born in Bihar, India.
Q4. Which companies did Misbah Ashraf found?
He co-founded Roposo and later Jar, two successful startups.
Q5. What is Jar App?
Jar is a fintech app that helps users automatically save and invest spare change into digital gold.
Q6. What is Misbah Ashraf’s educational background?
He holds a B.Tech degree from KIIT University, Bhubaneswar.
Q7. What is Misbah Ashraf’s net worth?
His estimated net worth is between ₹35–45 Crore (as of 2025).
Q8. Is Misbah Ashraf married?
Yes, he is married, but his spouse’s name has not been publicly disclosed.
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